ATM Boy is the true story of Dan Saunders, the man who turns a glitch into gold. At 29, this bartender from Wangaratta, Australia, finds a banking loophole that lets him withdraw endless cash from ATMs.

It all starts one fateful night when Dan, hoping to keep the party going, discovers he can pull out cash from his bank’s ATMs without a dent in his account. Ignoring his friend Mark’s cautious whispers, Dan dives headfirst into this financial abyss, convinced he’s merely borrowing from himself.

As Dan’s pockets deepen, so does the mystery surrounding his newfound wealth. Wendy, his fiancée, smells trouble, accusing him of murky dealings. Their love story crumbles over a text, leaving Dan single and spiraling deeper into the glitch’s grasp.

Despite his account’s plunge into the negatives and a disastrous bet on the ponies that strips him of his job, Dan’s spirit remains unbroken. With nothing to lose, he and Mark set their sights on Melbourne’s shimmering skyline.

In Melbourne, Dan reunites with old friends Corey, Nick, Lucien. Revealing his secret about the ATM card glitch, some of his friends are worried, but Corey the partier says, “you’ve been given the keys to a Ferrari, mate! Let it fly”!

And they do! The glitch propels Dan and his crew into a whirlwind of lavish parties and unchecked spending. Even as a romantic flame flickers with Cat, a wealth-chaser, Dan’s heart remains heavy with his family’s financial woes, threatening the very soil of their farm.

The bank’s blind eye only fuels Dan’s escapade, enabling him to siphon one penny less than a million dollars nightly, contemplating a life on the run. A private jet whisks them to an island retreat, where hedonism reigns but also where Dan faces the grim realities of his actions.

Back in Melbourne, Dan’s attempt to play Prince Charming to an old flame, Tanya, falls flat as she dreams of Paris on her own terms. Increasing paranoia, and a declined card shake Dan to his core, prompting a grandiose “thank you” party to the bank and a plan to confess his exploits afterward. His friends fear the consequences, and Cat leaves him upon discovering his true financial status.

The bank’s indifference at his confession leaves Dan in a limbo until, three years later, frustration drives him to the media. His arrest and subsequent guilty plea land him a cell and a surprising reunion with Corey, now a prison guard. Meanwhile, a package from Tanya, now in France, offers Dan a glimpse of hope and a hint at a new chapter.

In the confines of his cell, Dan reflects on his journey, embracing the choices that have sculpted his tale, emboldened by the belief that our stories, however unconventional, define us.